If you owe the IRS more than you can pay, you are not stuck. You may have options.
The IRS has formal procedures that may allow qualifying taxpayers to pay over time, settle for less, remove penalties, or temporarily pause collection. The hard part is knowing which option fits your situation — and getting the paperwork right.
That is where I help.
I'm Iqbal Hasan, a licensed CPA with 30 years of experience. With your authorization, I review your IRS notices, pull your account transcripts, and explain honestly which resolution pathway appears to fit your situation best. Then I handle the IRS paperwork and communication so you can stop losing sleep over it.
You work with me directly, from first call to final resolution. No assistants. No call center. No handoffs.
Five Ways I Help Resolve IRS Tax Problems
1. Offer in Compromise
What it is: A formal settlement where the IRS may agree to accept less than the full amount owed.
Who it fits: People whose income, assets, expenses, and future ability to pay show they cannot realistically pay the full tax debt within the IRS collection period.
What I do: I calculate whether you appear to qualify under the IRS financial formula, commonly called Reasonable Collection Potential. If an offer is appropriate, I prepare Form 656 and the required financial statement, usually Form 433-A(OIC) for individuals or Form 433-B(OIC) for businesses, along with supporting documentation.
Honest note: Many Offers in Compromise are rejected because the IRS applies strict financial rules. An OIC is powerful, but it is not the right answer for everyone. I will tell you upfront whether your situation realistically supports an offer before you spend time and money pursuing one.
2. Installment Agreement
What it is: A formal monthly payment plan with the IRS.
Who it fits: People who cannot pay the full balance immediately but can make a reasonable monthly payment.
What I do: I determine which type of installment agreement may fit your case — streamlined, full-pay, or partial-pay — and help propose a monthly payment based on your financial situation and IRS rules. Once an agreement is approved, I also request release of active levies or garnishments where the rules allow.
3. Penalty Abatement
What it is: A formal request asking the IRS to remove or reduce penalties added to your tax balance.
Who it fits: People with a clean prior compliance history who may qualify for First Time Abatement, or people who can show reasonable cause, such as serious illness, natural disaster, death in the family, or another circumstance outside their control.
What I do: I review your IRS account transcripts to identify eligible penalties, determine the strongest basis for relief, and prepare the request with supporting documentation. Penalties can be substantial, so removing them can meaningfully reduce the total amount owed.
4. Currently Not Collectible Status
What it is: A hardship status that temporarily pauses IRS collection activity when paying would leave you unable to cover basic living expenses.
Who it fits: People whose income is already needed for essentials such as rent, utilities, food, transportation, medical costs, and basic family support.
What I do: I prepare the required financial disclosure, usually Form 433-F, 433-A, or 433-B depending on the case, and organize the supporting documents showing your income, allowable expenses, and available assets. If granted, the IRS generally pauses active collection, such as levies and garnishments, while the hardship status remains in place. The debt does not go away, but the immediate pressure can be reduced.
5. Payroll Tax / Form 941 Problems
What it is: Resolution of unpaid employment taxes, including missed payroll tax deposits and Form 941 balances.
Who it fits: Small business owners who fell behind on payroll taxes during a cash-flow crisis, business slowdown, or period of disorganization.
What I do: Payroll tax cases require careful handling because withheld payroll taxes are trust fund taxes — amounts withheld from employees and required to be paid over to the government. I help separate the trust fund portion from the employer portion, identify potential Trust Fund Recovery Penalty exposure, restore current deposit compliance, and work toward a resolution that protects the business and responsible individuals as much as the rules allow.
What Working With Me Looks Like
Step 1 — Free 20-Minute Discovery Call
You tell me what you are dealing with. I listen, ask questions, and help you understand the general nature of the IRS issue. There is no pressure to hire me.
Step 2 — Engagement & Authorization
If we decide to work together, you sign an engagement letter and Form 2848, Power of Attorney. Form 2848 allows me to speak directly with the IRS on your behalf and helps move the communication through my office whenever possible.
Step 3 — Investigation
I pull and review your IRS account transcripts, review every notice, and confirm the tax years, balances, penalties, interest, and collection status. Then I identify the strongest resolution pathway for your specific situation.
Step 4 — Resolution
I prepare the forms, write the supporting documentation, and submit the request. I handle IRS communication from start to finish and keep you updated as the case moves forward.
Stop Losing Sleep. Make the Call.
The longer an IRS problem sits, the fewer options you may have. Notices expire. Levies and garnishments can begin. Penalties and interest can grow. The first step is a simple conversation so you can understand where you stand and what options may be available.
I serve clients in Northern Virginia in person and clients nationwide remotely.
571.578.1230